SoFi Bank Integrates Stablecoin Settlement, Annual Transaction Volume Exceeds $25 Billion
Prefer us on GoogleSoFi Bank has utilized its own stablecoin, SoFiUSD, for transaction settlements across Mastercard's entire card business network, becoming the first U.S. national bank to implement this model. SoFi expects that after migrating to stablecoin settlements, the annual transaction volume of its debit and credit card business will exceed $25 billion. SoFi launched SoFiUSD in December 2025 and opened it to users in the SoFi app in May this year. RS2 CEO Radi El Haj stated that stablecoin settlements have entered the operational phase covering the entire Mastercard network, with related settlements occurring at the underlying level of the existing card payment system, allowing consumers and merchants to maintain their current payment methods without change.
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